Ways to plan for it
- Traditional long-term care insurance
- Life insurance with a long-term care or chronic illness benefit, so the money is used either way
- Annuities with a long-term care benefit
Long-Term Care
Care at home or in a facility can cost more than most people expect, and Medicare generally does not pay for long-term custodial care.
Why plan early
Coverage is easier to qualify for, and costs less, while you are healthy. Planning ahead also keeps the choice of care with you, and the cost off your savings and your family.
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